TruePayUSA Disclaimer
Effective Date: January 2025
General Information Only
The content on this website, including all text, graphics, analysis examples, and educational materials, is provided for general informational purposes only. Nothing on this website constitutes financial, legal, tax, or accounting advice. TruePayUSA does not provide financial advisory services. Our services are limited to merchant statement analysis and payment processing.
Statement Analysis
The free statement analysis offered by TruePayUSA is an informational review of your current processing charges. It is not a binding offer, financial audit, or commitment to provide processing services at any specific rate. The analysis is yours to keep whether or not you choose to work with TruePayUSA.
Security and Compliance Certifications
Security certifications referenced on this website reflect the compliance status of the third-party platforms and processing partners used by TruePayUSA, not certifications held directly by TruePayUSA, LLC. Specifically:
SOC 2 Type II: This certification is held by Zoho Corporation, the provider of the Zoho CRM software and Zoho Forms software used by TruePayUSA for customer relationship management and form submissions. Zoho Corporation’s SOC 2 Type II compliance covers Security, Confidentiality, Processing Integrity, Availability, and Privacy across all Zoho cloud services.
PCI DSS: PCI DSS compliance is maintained by TruePayUSA’s appointed processing partners, not by TruePayUSA directly.
AES-256 Encryption and TLS 1.3: These encryption standards are provided through the Zoho platform used to receive and store submitted merchant statements.
TruePayUSA makes reasonable efforts to work with platforms and partners that maintain current security certifications, but does not independently audit or guarantee the ongoing compliance status of any third party.
Independent Sales Organization
TruePayUSA, LLC is an Independent Sales Organization (ISO). We do not directly process payment transactions. Payment processing services are provided through acquiring banks and processing partners. Any merchant processing agreement is a separate contract between the merchant and the applicable processing partner. TruePayUSA does not control the terms, rates, or policies of its processing partners.
Educational Content
Content on this website describing common payment processing practices, fee structures, overcharges, and industry tactics is provided for educational purposes. This content is based on general industry knowledge and publicly available information. It is not intended as professional advice for any specific business situation. Consult a qualified professional before making financial decisions based on information found on this website.
No Guarantee of Savings
Savings figures, percentages, and estimates referenced on this website, including the stated average savings of approximately 25%, are based on publicly available industry data and general market observations. These figures are not derived from a controlled study or guaranteed outcome. Actual savings vary based on transaction volume, card mix, business type, interchange category, and other factors unique to each merchant. Past results for other businesses do not guarantee future results for yours.
Third-Party Tools and Services
This website uses third-party tools, including Zoho Forms software for statement submissions, a third-party calendar scheduling tool, and analytics services such as Google Analytics and Google Tag Manager. These tools may collect data in accordance with their own privacy policies. TruePayUSA does not control the data practices of these third-party services. Please review the applicable privacy policies of any third-party tools you interact with through this website.
External Links
This website may contain links to third-party websites. TruePayUSA does not control and is not responsible for the content, accuracy, or availability of any linked third-party website. Inclusion of a link does not imply endorsement.
Limitation of Liability
TruePayUSA, LLC, its owner, employees, and agents shall not be liable for any damages arising from your use of this website, reliance on any information provided, or interaction with any third-party tools or services linked from this website. All content is provided “as is” without warranty of any kind.
Changes to This Disclaimer
TruePayUSA reserves the right to update this disclaimer at any time. Changes will be posted on this page with an updated effective date. Continued use of the website after modifications constitutes acceptance of the revised disclaimer.
Contact
If you have questions about this disclaimer, contact us:
TruePayUSA, LLC
support@truepayusa.com
truepayusa.com
Zoho, Zoho CRM, and Zoho Forms are trademarks of Zoho Corporation Private Limited and/or its affiliates. TruePayUSA is not affiliated with, endorsed by, or sponsored by Zoho Corporation.