Think Your Processing Statement Doesn't Make Sense? You're right. They Designed It That Way.
Upload your statement for a free, line-by-line breakdown that exposes every inflated charge, every junk fee, and exactly how much you’re overpaying.
Most results delivered within 1-2 hours.
No credit card required. Bank-level encryption. 
No obligation. Yours to keep, no strings attached.
Why merchants overpay
Most businesses overpay for processing. Industry estimates put the number at 7 out of 10.
3 tactics inflating your costs right now:
Padding Disguised as "Mandatory" Fees
Processors inflate interchange and assessment rates set by Visa, Mastercard, and American Express, then label them as fixed. They’re not. The difference goes straight into their pocket.
Misqualified transactions
Vague or bundled line items
Businesses typically save 20-30% once they see what’s actually on their statement.
What your free breakdown reveals
Here is exactly what you will see in your free breakdown.
Every fee on your statement explained in plain English
Results delivered within 1-2 hours • No credit card required
How It Works
Three Steps. Five Minutes. Zero Obligation.
Upload your statement
Share your most recent processing statement through our secure portal. Takes 60 seconds.
We analyze every line
Our team breaks down your fees, identifies overcharges, and calculates your real savings.
Get your results
Receive a clear, plain-English report within 1-2 hours. It’s yours to keep whether you work with us or not.
This is not a generic quote. Every breakdown is built line by line from your actual statement, your real fees, your real rates. It is free, and the report is yours to keep.
Your data is protected
We take security seriously. Your statement contains sensitive business data, and we treat it that way.
End-to-end encryption
AES-256 encryption at rest and TLS 1.3 in transit. Same standards used by major financial institutions.
Limited access
Delete anytime
Request deletion of your documents at any time. We honor all requests within 24 hours.
SOC 2 Type II
CERTIFIED
PCI DSS
COMPLIANT
AES 256
ENCRYPTED
TLS 1.3
SECURED
We started TruePayUSA after years inside a large corporate processor. Before payments, we ran restaurants. We know how processing fees cut into tight margins because we lived it. We earn residuals, not commissions. That means we only make money when your rates stay low and you stay with us. Your free breakdown is how we prove that.
Find out what you're really paying.
Upload your statement. Get a clear breakdown. See your savings.
Bank-level encryption. No credit card required.